Loan Programs

Capital For Every Strategy.

Three programs. One lender who understands your deal. $75K–$4M nationwide.

01 — Loan Program

Fix & Flip

Short-term capital for acquisitions and renovations.

Westlend's fix and flip program is built for investors who move fast. Whether you're bidding at the courthouse steps, closing off-market, or racing a competitor to the finish line, we structure your loan to match the timeline of the deal — not the other way around.

We lend on the strength of the asset and your exit strategy. No lengthy bank approval chains. No unnecessary conditions. Just a straightforward decision based on the numbers.

Program Highlights

  • Residential 1–4 unit properties and commercial assets
  • New investors considered on strong asset deals
  • No seasoning requirements
  • Quick close available with clear title and appraisal

Loan Parameters

Max LTC
Up to 90%
Loan Term
12 – 24 Months
Loan Range
$75K – $4M
Property Types
Residential & Commercial
Geographic Scope
Nationwide

All terms subject to underwriting approval. Contact us to discuss your specific scenario.

02 — Loan Program

Rental Loans

Long-term hold financing for stabilized investment properties.

Build and scale a rental portfolio without the friction of conventional financing. Westlend's rental loan program uses DSCR-based underwriting — the property's income qualifies the loan, not your personal W-2.

30-year fixed or ARM options give you the flexibility to match your hold strategy. Whether you're locking in cash flow or retaining flexibility for a future refi, we structure around your plan.

Program Highlights

  • Stabilized, tenanted or rent-ready properties
  • DSCR of 1.0x or greater preferred
  • Single-family, 2–4 units, and small multifamily
  • Available for individual and entity borrowers (LLC, LP, Corp)

Loan Parameters

Max LTV
Up to 80%
Loan Term
30-Year Fixed / ARM
Loan Range
$75K – $4M
Qualifying
DSCR-Based (No Tax Returns Required)
Property Types
SFR, 2–4 Units, Small Multifamily

All terms subject to underwriting approval. Contact us to discuss your specific scenario.

03 — Loan Program

Ground-Up Construction

Development financing for experienced builders.

Westlend provides draw-based construction financing for experienced developers building new residential and mixed-use projects. We lend on the land acquisition and hard costs, with milestone-based draws tied to completed work.

This program is designed for developers who have done it before. We're interested in your track record, your project proforma, and the exit — whether that's a sale or a refinance into permanent financing.

Program Highlights

  • Prior construction or development track record required
  • Residential new construction and mixed-use projects
  • Includes land acquisition + hard costs
  • Draw inspections tied to milestone completion

Loan Parameters

Max LTC
Up to 90%
Loan Range
$200K – $4M
Structure
Draw-Based
Property Types
Residential & Mixed-Use
Experience
Required

All terms subject to underwriting approval. Contact us to discuss your specific scenario.

Get Started

Ready to Close Your Next Deal?

Submit a loan inquiry or call Bob directly. We respond fast because deals don't wait.

Atlanta, GA · Lending Nationwide · Founded 2007